Credit Repair Tips And Strategies

Here we offer some credit repair tips and strategies to help you through your project. You are entitled to one free credit report per year, so get your copy so you know where you stand. Go through it with a fine toothed comb. Make sure that all the debts listed belong to you. With the spate of identity theft and unethical creditors, you may find a number of items that don’t belong on your credit report. Address these items first. Write to those creditors, letting them know you are disputing the item. The creditor is required, by law, to produce proof, within 30 days, that the debt is yours. If they do not or cannot, the item must be removed immediately. This single step can go a long way towards your eventual credit score repair.